To stop further damage, it is important to get rid of the water as fast as fast as you are able. There is a possibility of growth of mold in addition to warping the drywall and wood. Water damage may also result in flooring and carpet to become damaged. The earlier you can eliminate the water, the less chances of sustaining loss. A flood damage insurance claim list is a great way to know whether you’ll need to file an insurance claim.

Your insurer’s water damage definition determines that you might require an insurance claim if the amount of water you have to pay for exceeds your deductible. Most home insurance policies will cover rainwater up to one inch. There is a requirement to make an insurance claim if you have more than two inches of rainwater.

Before you call a water damage specialist, consider whether the water damage could be repaired. If so, do you really need to repair the damage? The insurance coverage for water damage can answer the above issues. If the deductible amount is excessive the policy may not be worthwhile to file a claim. However, if the damages are extensive, it might be worthwhile to pay the deductible , and then get the repairs done.

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